Customer Centre0713 827500
Logo
HOMEProductsThird Party Only Insurance

Third Party Only Insurance

Flexible, Affordable Protection

We understand that staying on the road legally shouldn't break the bank. That's why we offer a wide range of Third Party Only (TPO) motor insurance options through top providers like APA, CIC, Britam, Fidelity, Madison, Heritage Monarch, Trident, Definate, and more.

Hero background
🔒 What is TPO Insurance?

The Minimum Legal Requirement

TPO (Third Party Only) insurance is the minimum legal requirement for vehicle owners in Kenya. It's the ideal option for cost-conscious drivers.

Injury to third parties – Covers medical expenses and compensation for injuries to other people.

Damage to third-party property – Covers repair costs for other people's property.

Note: TPO does not cover damage to your own vehicle — making it the ideal option for cost-conscious drivers.

🚘 TPO Cover Options We Offer

Choose the Right Plan for Your Vehicle

🚗

Private Vehicle TPO

  • Time on Risk (ToR) – From Ksh 1,000/month

  • Annual TPO – From Ksh 4,554 (Monarch, Trident, Definate)

  • Other providers – From Ksh 7,574

  • Flexible Payments – Pay in 2 instalments for annual covers

Perfect for short-term or temporary needs.

🚕

Taxi / PSV TPO

  • Annual TPO cover – From Ksh 7,574

  • Flexible Payments – Pay in 2 or 3 instalments for annual covers

Specialized coverage for public service vehicles.

🚚

Commercial Vehicle TPO

  • One-Month TPO – From Ksh 2,000 (based on tonnage)

  • Annual TPO – From Ksh 12,094

  • Flexible Payments – Pay in 2 or 3 instalments for annual covers

For pickups, vans, lorries, and other commercial vehicles.

✅ Why Choose Us?

The Evoshield Advantage

1

Flexible Cover Options

From 1-month to full year coverage to suit your needs.

2

Instalment Plans Available

Pay your annual TPO in 2 or 3 parts for better cash flow.

3

Multiple Insurance Partners

We help you compare and save across top providers.

4

Fast Processing

Instant quotes & digital delivery of your insurance certificate.

5

Tailored for All Vehicle Types

Solutions for private, commercial, and PSV vehicles.

📞 Get Started Today!

Let us help you stay compliant and protected — affordably.

🚗 Stay Legal on the Road

Get your TPO insurance today!
Quick, affordable, and hassle-free.

Our Insurance Partners

Top Providers at Your Service

APA

CIC

Britam

Fidelity

Madison

Heritage

Monarch

Trident

Definate

Don't drive without insurance — get your TPO cover today! 🚀